RON for Real Estate
FNMA · FHLMC accepted

Close deals from anywhere.

Skip the closing table entirely. Buyer, seller, and notary connect via live video — deeds, affidavits, and full loan packages signed and notarized in minutes. Legal in 40+ RON-authorized states, accepted by major lenders and title underwriters.

All standard closing documents — deeds, affidavits, HUD-1, loan packages, title documents
Multi-party sessions — buyer, seller, agent, title officer, and notary in one video room
Lender-ready certified PDF — FNMA/FHLMC compatible with full audit certificate included
Out-of-state & international buyers — close on any RON-state property from anywhere in the world
FNMA/FHLMC guidance supported
40+ states available
$25 flat per act

123 Oak Street Closing

Tampa, FL · Sale price $485,000

Notarized ✓
B

Buyer

Signed ✓

S

Seller

Signed ✓

N

Notary

Sealed ✓

T

Title

Observer

Warranty DeedNotarized
Affidavit of TitleNotarized
Survey AffidavitNotarized
Certified PDFs delivered to all parties ✓

40+ states

RON-authorized coverage

30–60 min

Avg. remote closing time

$25

Flat per notarial act

FNMA ✓

Fannie/Freddie guidance met

Who uses Zignature RON for real estate?

Title companies, lenders, real estate attorneys, agents, and individual buyers and sellers all rely on Zignature to complete notarized transactions remotely.

Title Companies

Close transactions 40–60% faster by eliminating scheduling coordination and physical presence requirements. Serve out-of-state and international clients without additional overhead. Integrate Zignature directly into your workflow.

Deed transfersTitle affidavits

Mortgage Lenders

Reduce loan package turn-times dramatically. On refinances, borrowers sign and return notarized documents the same day. No re-scheduling, no fedex delays, no in-person appointment coordination.

Loan packagesRefinances

Real Estate Attorneys

Handle closings for multiple clients simultaneously without geographic limitations. Serve investors, buyers, and sellers across multiple RON-authorized states from your office.

Multi-partyCommercial

Buyers & Sellers

Relocating buyers, military personnel, and international investors can close on property without flying to the closing table. Get your notarized closing documents in under an hour.

Out-of-stateInternational

Real Estate Investors

Portfolio investors buying across multiple states can notarize purchase agreements, deeds, and LLC operating agreements remotely — without separate appointments in each state.

Multi-stateLLC docs

Property Managers

Lease agreements, property management contracts, and owner authorization documents — all executed remotely with a full notarized audit trail without requiring in-person meetings.

LeasesAuthorizations

Every real estate document type supported

Zignature notaries are trained on state-specific RON requirements for real estate document types. Here's what we support:

Warranty & Quitclaim Deeds
Affidavit of Title
Mortgage & Deed of Trust
HUD-1 / Closing Disclosure
Subordination Agreements
Survey & Boundary Affidavits
Short Sale Authorization
Construction Loan Draws
LLC Operating Agreements

Available in 40+ RON-authorized states

RON legislation has passed in the majority of US states. Our notaries are licensed and active only in the states where they hold a valid commission.

Florida
Texas
Virginia
Ohio
Michigan
Minnesota
Colorado
Nevada
Tennessee
Montana
Indiana
Kentucky
Iowa
North Dakota
Maryland
Nebraska
Arizona
Idaho
Utah
Vermont
Wisconsin
Oklahoma
+ 20 more

State requirements vary. Our notaries are matched to your transaction based on the property's jurisdiction. Contact us with questions about a specific state.

Remote closing vs. traditional closing

Why more title companies, lenders, and agents are switching to RON.

Factor Zignature RON Traditional Closing
Location requiredNone — any deviceClosing table in person
Scheduling lead timeMinutes to same-day3–7 business days
Notarization fee$25 flat per act$75–$250+ with travel
Out-of-state buyersFully supportedRequires travel or POA
Identity verificationGov. ID + liveness + KBAID checked at table
Audit trailFull video + PKI sealNotary stamp only
Document deliveryInstant certified PDFPhysical copies / mail
FNMA/FHLMC acceptedYes (with MISMO eNote)Yes

More RON solutions by industry

Real estate RON — frequently asked questions

Everything you need to know before scheduling your first remote closing.

Can real estate closings be done remotely with RON?

Yes. In 40+ RON-authorized states, real estate closings including deed transfers, title affidavits, and most loan packages can be completed via live video session with a verified notary. Fannie Mae and Freddie Mac have issued guidance supporting eNotarization for conforming loans, and most major title underwriters have updated their requirements accordingly.

Will my lender accept remotely notarized documents?

Most major lenders in RON-authorized states accept digitally notarized documents. Zignature's certified documents include all required metadata for MISMO eNote compliance. We recommend confirming with your specific lender before scheduling, particularly for government-backed loans (FHA/VA) which have their own requirements.

Can out-of-state buyers close remotely?

Yes. Buyers located anywhere in the world can notarize documents for property in a RON-authorized state. The legal jurisdiction is the state where the property is located — not where the signer physically is. This makes Zignature especially valuable for military personnel, international buyers, and investors purchasing across multiple states.

Which states authorize RON for real estate?

40+ states have passed RON legislation, including Florida, Texas, Virginia, Ohio, Michigan, Minnesota, Colorado, Nevada, Tennessee, Montana, Indiana, Kentucky, Iowa, North Dakota, Maryland, and Nebraska among others. New states continue to adopt RON laws each legislative session. Our notaries are licensed and active only in states where they hold valid commissions. Contact us to verify your specific state.

How long does a remote closing take?

Most remote closings complete in 30–60 minutes — comparable to in-person closings, without any travel time. Simple transactions like a deed affidavit or single-document refinance can be done in 15–20 minutes. Multi-party purchase closings with multiple documents may take 45–60 minutes.

What does a remote closing cost?

Zignature charges $25 flat per notarial act. A typical residential closing requiring 3–4 notarized signatures costs $75–$100 in notarization fees — significantly less than traditional closing services that add travel fees and attorney minimums. No subscription required for occasional use.

How does multi-party remote closing work?

Zignature supports multi-party RON sessions. Buyer, seller, title agent, and notary can all join a single live video session. Each party signs their relevant documents electronically. The notary verbally confirms each signer's identity on camera and applies the digital seal. All parties receive certified copies immediately after the session concludes — no courier, no physical document exchange.

Ready to close deals from anywhere?

Get started in minutes. No subscription required for individual transactions. Volume pricing available for title companies, lenders, and law firms.