Use Case · Equipment Leasing

Equipment Leasing
Digital Agreements

Equipment lease agreements, maintenance contracts, end-of-lease options, and insurance acknowledgements — signed digitally by lessees for faster equipment deployment.

Free plan available · No credit card required · ESIGN Act compliant

Same-day
Lease execution
Auto
Renewal workflows
SOC 2
Type II certified
ESIGN
Act compliant
Key Features

Everything You Need

Built-in features that save time and close deals faster.

Lease Templates

Equipment Lease Templates for Every Asset Type

Operating leases, finance leases, equipment rental agreements, fair market value leases, $1 buyout leases — all with appropriate UCC, insurance, maintenance, and return condition provisions.

  • Operating lease — Term, monthly payment, residual, and end-of-term options.
  • Finance lease — Full payout lease with $1 or FMV buyout.
  • Rental agreement — Short-term equipment rental with daily/weekly rates.

Equipment Lease Templates for Every Asset Type

Operating, finance, rental, FMV, and $1 buyout lease templates for any equipment type.

Included on all plans
Fast Execution

Equipment Deployed Faster with Same-Day Lease Signing

Every day between approved credit and signed lease is revenue the equipment could be generating. Zignature's same-day signing capability gets leases executed within hours of credit approval.

  • Credit approval trigger — Credit approved → lease documents sent immediately.
  • Mobile lessee signing — Lessees sign on their phones — no delay for office equipment.
  • Instant execution — Fully executed lease delivered to both parties in hours, not days.

Equipment Deployed Faster with Same-Day Lease Signing

Same-day lease execution after credit approval — equipment deployed faster.

Included on all plans
Portfolio Management

Equipment Lease Portfolio Management

Lessors with large portfolios track lease expiry dates, end-of-term notifications, maintenance contract renewals, and insurance certificate requirements. Zignature's portfolio dashboard handles all of it.

  • Expiry tracking — All leases with maturity dates — end-of-term notifications sent.
  • Renewal/buyout options — End-of-term option documents sent automatically at maturity.
  • Insurance certificates — Annual insurance certificate renewal requests sent to lessees.

Equipment Lease Portfolio Management

Lease expiry, end-of-term options, maintenance renewals, and insurance tracking.

Included on all plans
Use Cases

Works for Every Scenario

From simple agreements to complex multi-party workflows.

How It Works

Up and Running in Minutes

No training required. Send your first document today.

1

Credit approval triggers lease dispatch

Credit approved in your origination system → lease sent to lessee.

2

Lessee signs digitally

Lessee receives email or SMS link — signs on any device.

3

Equipment deployed

Lessor countersigns; equipment released for delivery.

4

Portfolio managed

Maturity dates, renewals, and insurance tracked automatically.

Start Your Equipment Leasing Workflow

Free trial — no credit card required.

Frequently Asked Questions

Everything you need to know.

Are electronically signed equipment leases legally binding?

Yes. Equipment leases executed via e-signature under the ESIGN Act and UETA are legally binding. Under Article 2A of the UCC, lease agreements for goods are subject to the same e-signature standards as other commercial contracts.

How does Zignature speed up equipment lease execution?

When credit is approved in your origination or CRM system, Zignature automatically sends the lease documents — pre-filled with lessee data and equipment details. Lessees sign on mobile within hours — significantly faster than paper processes.

Can equipment leases include UCC-1 filing consent provisions?

Yes. Include UCC-1 fixture filing consent and authorisation language in your lease template. The lessee's e-signature on this provision authorises you to file the UCC-1 — the signed document with audit trail is your authorisation evidence.

How do I manage end-of-term options for a large lease portfolio?

Set lease maturity dates in Zignature. 90 days before maturity, Zignature automatically sends the end-of-term option exercise form — renewal, extension, or buyout. Completion tracking shows which lessees have responded.

Can Zignature collect insurance certificate acknowledgements from lessees?

Yes. Insurance certificate requirement acknowledgements — where lessees confirm coverage and agree to maintain required levels — can be collected annually via Zignature as part of the lease servicing workflow.

Does Zignature support sale-leaseback transaction documentation?

Yes. Sale-leaseback transactions involve both asset purchase agreement and lease agreement execution — often simultaneously. Zignature's multi-document package handles both documents in a coordinated signing flow.