Fintech · E-Signatures

E-Signatures for
Fintech

Account opening agreements, KYC consent forms, lending documents, payment authorisations, and regulatory filings — signed with ESIGN Act and PSD2 compliant e-signatures.

Free plan available · No credit card required · ESIGN Act compliant

KYC
Consent documentation
SOC 2
Type II certified
ESIGN
& eIDAS compliant
API
Embedded signing
Key Features

Everything You Need

Built-in features that save time and close deals faster.

Embedded Signing

Embed E-Signatures Directly in Your Fintech Platform

Fintech products need signing that feels native to the product. Zignature's embeddable signing widget integrates directly into your web or mobile application — users sign without being redirected to a third-party tool.

  • In-app signing — Users sign agreements without leaving your fintech app.
  • White-label signing — Signing page matches your fintech brand completely.
  • Mobile SDK ready — API supports mobile-first fintech app signing flows.

Embed E-Signatures Directly in Your Fintech Platform

Embeddable iframe and API signing for seamless fintech product integration.

Included on all plans
Financial Documents

Fintech Document Templates for Every Product

Account opening agreements, loan applications, payment authorisations, investment subscription documents, data sharing consents, and regulatory disclosure acknowledgements — pre-built for fintech workflows.

  • Account opening — Terms, FSCS disclosure, risk warnings, and AML consents.
  • Loan origination — Loan agreement, repayment schedule, and TILA disclosure.
  • Payment authorisation — ACH debit authorisation, card payment consent, and standing order.

Fintech Document Templates for Every Product

Account opening, lending, investment, payment, and regulatory documents for fintech.

Included on all plans
Regulatory Compliance

Fintech Regulatory Compliance Documentation

FCA, SEC, FINRA, and international financial regulatory requirements demand documented consent, disclosure acknowledgements, and client agreements. Zignature's audit trails meet the evidence standards required.

  • FCA regulated firms — Client agreement and risk acknowledgement sign-offs for FCA compliance.
  • SEC/FINRA — Customer new account agreements and suitability acknowledgements.
  • PSD2 consent — Strong customer authentication and payment consent documentation.

Fintech Regulatory Compliance Documentation

FCA, SEC, FINRA, and PSD2 compliant e-signature documentation.

Included on all plans
Use Cases

Works for Every Scenario

From simple agreements to complex multi-party workflows.

How It Works

Up and Running in Minutes

No training required. Send your first document today.

1

Embed signing in your product

Integrate Zignature's signing widget directly into your fintech app via API.

2

Configure compliance templates

Account opening, lending, and consent documents with regulatory fields.

3

Customers sign in-app

Seamless in-app signing — no redirect, no friction, no drop-off.

4

Compliance archive maintained

All signed documents retained with audit trails for regulatory examination.

Go Paperless in Fintech

Start your free trial — no credit card required.

Frequently Asked Questions

Everything you need to know.

Can Zignature be embedded in a fintech app for in-app account opening?

Yes. Zignature's embeddable signing API and iframe integration allow fintech products to embed signing workflows directly in the app — users sign account opening agreements without leaving the product experience.

Does Zignature support ACH direct debit authorisation forms?

Yes. NACHA-compliant ACH debit authorisation forms can be created in Zignature with the required authorisation language and signed by customers — satisfying NACHA's requirement for written authorisation before initiating direct debits.

Can Zignature handle high-volume fintech signing (10,000+ documents/day)?

Yes. Zignature's API is built for high-volume programmatic signing. Enterprise plans include dedicated rate limits and infrastructure isolation for high-volume fintech workloads.

Does Zignature meet FCA requirements for electronic client agreements?

Yes. Zignature's e-signature and audit trail meet the FCA's requirements for electronic execution of client agreements under COBS (Conduct of Business Sourcebook). The audit trail provides the required evidence of client consent.

Can Zignature support loan origination document signing?

Yes. Loan agreements, promissory notes, TILA disclosure acknowledgements, and security interest documents can all be executed via Zignature. The signed document package provides the loan origination evidence required by lending regulations.

How does Zignature handle e-signature for investment subscription documents?

Zignature supports investment subscription agreements, accredited investor questionnaires, and risk acknowledgements — with the audit trail evidence required by SEC Rule 506 private placement documentation standards.